Checking Accounts

All Accounts Feature:


Small Opening Deposit

Low minimum requirements for opening an account.

Free Online Banking

Includes Bill Pay and eStatements.

Debit Cards

Visa Debit Cards at no extra charge.^

Overdraft Protection

Line of credit, savings transfers, or Courtesy Pay.

*Discount may not reduce the APR of any loan lower than the lowest APR designated for that loan. Only one discount per loan may be used.

State Credit Union is a safe place to keep your money.

Your deposits in State Credit Union accounts are automatically insured by the National Credit Union Administration, an agency of the United States Government.

Individual depositors are insured up to $250,000 each.

The NCUA insures every individual depositor up to $250,000 in the unlikely case the credit union fails.Joint account holders are also insured up to $250,000 each. For example, an account with two joint account holders is insured for $500,000 separately from each of the account holder's individual accounts. IRAs are insured separately from other accounts and for up to $250,000.