Other Secured Loans
- Loan Type
Share Secured
APRShare dividend rate plus 3.25%*
- Loan Type
Certificate Secured
APRCertificate dividend rate plus 3.25%; not to exceed 18.00%**
- Loan Type
Other Secured (New)
(Furniture, appliances, jet skis, ATVs, etc.)APR8.85% to 17.00%
- Loan Type
Other Secured (Used)
(Used titled collateral only)APR9.85% to 18.00%
Subject to term, credit worthiness, and member's credit union relationship. Rates, conditions, and programs are subject to change without notice.
*Example: If a Regular Savings Account has a rate of 0.15% APY, the rate on a Share Secured Loan would be 3.40%.
**Example: If a 48 month Certificate is used for the loan and has a rate of 1.00% APY, the rate on a Certificate Secured Loan would be 4.25%.
Loan Calculator
Estimate your monthly payment, based on the size of your loan and how long it will take to repay.
This loan calculator is meant to give you a payment estimate only. It does not imply an offer from S.C. State Federal Credit Union. If you have questions about a loan, please contact us.