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Celebrate with a Lower Rate!

Great Rates.  Great Rewards.

Move your secured loan from another financial institution to SCU and get up to a $100 Visa Gift Card!  

Apply onlinespeak with a Loan Officer at 800-868-8740 option 6 or stop by today!



Members must be in good standing with State Credit Union. Members who obtain a 30 year Mortgage with State Credit Union will receive a $100 gift card. Members refinancing the following loans from another institution with SCU will obtain a $50 Visa Gift Card if the refinanced loan amount or advance is between $5,000.00 and $9,999.99 or a $100 Visa Gift Card if the refinanced loan amount or advance is $10,000.00 or more: 15 year mortgages, Home Equity Lines of Credit with a corresponding advance, new and used cars, boats, and “other” secured loans, such as those for jet skis and motorcycles. The Term “new” is defined as five years old or newer with fewer than 60,000 miles. There is no limit on the number of gift cards a member can receive. Existing loan balances cannot be divided to qualify as multiple loans.  Rate is subject to credit worthiness, member’s credit union relationship, and term. Rates, conditions and programs are subject to change without notice.


Taking Members Where They Want To Go.


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SC State Credit Union 800-868-8740 | 803-343-0300