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Auto Loans


Treat Yourself To a New Car!!

Credit unions have long been known for their competitive auto loan rates.  And when you're ready to borrow money for a new or used car, truck, boat, camper, or RV, you can call, stop by, or even apply online

Either way, the process is simple and fast with amounts and terms to fit any budget!

You can discount your rate and save up to several hundred dollars by opting for automatic payments from an SCU Checking account.

Vehicle Loan Rates--Click Here to Apply Online5-1-2015
Loan Type Details APR1
Autos/Trucks/VansNew 1.49% to 11.24%
Autos/Trucks/VansUsed2.49% to 12.24%
Boats/Motors/TrailersNew 3.70% to 13.45%
Boats/Motors/TrailersUsed4.70% to 14.45%
RVs / Campers / Customized Vans / Motor HomesNew3.70% to 13.45%
RVs / Campers / Customized Vans / Motor HomesUsed4.70% to 14.45%
1Subject to term, credit worthiness and member's credit union relationship. (The 1.49% APR and 2.49% APR referenced above are for a 36 month term or less.) Rates, conditions and programs are subject to change without notice.

New and used cars, trucks, and vans: New vehicles are considered to be 5 years old or newer and have 60,000 miles or less. Used vehicles are considered to be 6-10 years old and up to 125,000 miles. Get pre-approved in advance by applying online, visiting a local branch, or call us toll-free at 1-800-868-8740, option 6.

Boats, motors, and trailers: New boats, motors, and trailers are considered to be 5 years old or newer. Used boats, motors, and trailers are considered to be 6-10 years old.

RVs, customized vans, campers, and motor homes: New RVs, customized vans, campers, and motor homes are considered to be 5 years old or newer and have 60,000 miles or less. Used RVs, customized vans, campers, and motor homes are considered to be 6-10 years old and have up to 125,000 miles.

Estimate payments here. Apply or get preapproved securely online here.

Taking Members Where They Want To Go.


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SC State Credit Union 800-868-8740 | 803-343-0300