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Home Equity Line of Credit
For a Limited Time: No Closing Costs!!


Take advantage of the equity in your home to get the things you need.  It's an excellent choice for financing home improvements, a college education or debt consolidation.
  • Borrow up to 85% of your home's value minus your existing mortgage (or mortgages).
  • Access your line easily by writing a special home equity line check for $100 or more.

  • There are no pre-payment penalties and no annual fee!
  • Interest you pay may be tax deductible. (Consult your tax advisor to be sure.)

  • Request an application package by visiting one of our branches or via e-mail to: info@scscu.com or call us at 800-868-8740.  (Please provide your name and mailing address in the e-mail but do not include any other confidential information.)
    Home Equity Special!03-01-2015
    Description Details
    Special OfferFor a limited time, SCU will pay all normal closing costs on new traditional Home Equity Lines of Credit
    (no more than once every 24 months).
    Current RateCurrently 2.9% APR for one year. The traditional Home Equity Line of Credit has a variable rate (maximum 18.00% Annual Percentage Rate) which is the Prime Rate as reported in The Wall Street Journal plus 1% APR.1
    1The traditional Home Equity Line of Credit has a variable rate (maximum 18.00% APR) which is the Prime Rate as reported in The Wall Street Journal plus 1% A.P.R. Consult with your tax adviser about tax deductibility. As of 9/7/2010, the Prime Rate was 3.25%. Rates will adjust quarterly if there is a change in the Prime Rate. Flood and/or Property/Hazard Insurance may be required.

  • Reorder home equity line checks here.



What is a home equity line?

Is borrowing against my home dangerous?

When considering a home equity line....

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SC State Credit Union 800-868-8740 | 803-343-0300