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Savings Accounts

You'll find a way to save here

Your deposits are insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. Government.  Retirement accounts are covered separately up to another $250,000.      

Learn more about NCUA insurance

Estimate the insurance on your SCU accounts.

Regular Savings: Make deposits any time and earn dividends compounded monthly.  Twelve free in-branch withdrawals per year; an ATM card gives you unlimited free withdrawals at more than 188 ATMs throughout the state.  Minimum to open is $5. Click here for important information about limitations on withdrawals and transfers from these accounts.

Youth Accounts: Young folks have special accounts available to them at State Credit Union.

Money Management Account: Your deposits are totally liquid yet earn a higher return than a checking or savings account.  Click here for important information about limitations on withdrawals and transfers from these accounts.

Holiday Club: Save as much as you like as often as you like and your funds will provide a holiday bonus for the full amount - plus interest - just in time for the holidays!  We will transfer your account balance to your SCU savings or checking account automatically, around the third week of October each year.  You can make deposits (minimum $5) through payroll deduction, at any SCU office or through SCU Online or Telephone Teller.  Because Holiday Clubs are intentionally designed to help you meet an annual savings goal, withdrawals made before the annual transfer of funds to your account are subject to a fee.

Certificates:  Choose from a variety of terms and rates, from 3 to 60 months.  Minimum deposit of $500 to open; additional deposits of $250 or more allowed.  Dividends/interest may be paid to you in a variety of ways.

Individual Retirement Accounts:  State Credit Union offers the products and the help you need in understanding IRAs.

Investment Planning Services: Investment Planning Services are provided by Stifel Financial Corp., an investment firm chosen by State Credit Union to serve our members throughout South Carolina. They provide a full array of investment products and services including managed portfolios, brokerage services, IRAs, annuities, life insurance, college savings plans, financial planning and cash management.

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SC State Credit Union 800-868-8740 | 803-343-0300