Visa Credit Cards
Card Options
- Card Type:
Signature
Promotional APR (fixed):N/A
APR (fixed):7.25%*
- Card Type:
Platinum
Promotional APR (fixed):6.9%**
APR (fixed):8.9%
- Card Type:
Gold
Promotional APR (fixed):8.9%**
APR (fixed):10.9%
- Card Type:
Classic
Promotional APR (fixed):13.9%**
APR (fixed):15.9%
- Card Type:
Secured
Promotional APR (fixed):N/A
APR (fixed):15.9%
*The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 03/16/2020, the Prime Rate was 3.25%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 7.25%. The minimum credit limit for the Visa Signature card is $5,000. Rates, conditions and programs subject to change without notice. May be subject to income verification. Visa Signature Agreement available for download.
**Discounted rates are for a maximum of one year on purchases and balance transfers made during the promotional period of 4/1/2020 thru 7/31/2020. 5,000 points is the maximum amount rewarded for balance transfers made during the promotional period per member. Regular rates apply to all cash transactions such as ATM withdrawals and cash advances. As of 2/1/2020 regular rates were: Platinum 8.9% APR, Gold 10.9% APR and Classic 15.9% APR. Offer not valid for transfers from other SCU credit cards or loans. May be subject to income verification. Rates, conditions and programs subject to change without notice. Visa Agreement available for download.
Card Benefits
All Cards
Cashback & Prizes
Earn and redeem points for every credit card purchase.
Balance Transfers
Request a transfer and save if you switch to a lower rate.
No Extra Charges
No balance transfer or cash advance fees. No annual fee.
Peace of Mind
Free identity theft resolution services from Cyber Scout.
Verified by Visa
Enroll for password-based security whenever your card is used online.
Visa Signature Card
More Points
Earn 25% more points for every credit card purchase.
Concierge Service
Enjoy personalized travel, unforgettable experiences, special offers, and VIP access through complimentary 24/7 Visa Signature Concierge Service
Secured
Get a card while working on your credit
Set aside $300 to $5,000 in your savings account to secure your card in the same amount.
Same benefits as Classic Visa
Low rates, no annual fee.
Card Assistance
Travel Notification
Avoid card inconveniences. Let us know you're traveling.
Change PIN
Call 1-888-886-0083.
