Credit Cards

Visa Credit Card

  • Platinum, Gold, Classic, Secured - earn points, redeem for cash!
  • Visa Signature - earn 25% more points plus, enjoy perks like personalized travel, unforgettable experiences, special offers and VIP access through the complimentary 24/7
    Visa Signature Concierge Service.
  • No balance transfer or cash advance fees.
  • No annual fee. 
  • Balance transfers can save you money.
  • Free identity theft resolution services from Cyber Scout. 
  • Card Type:

    Signature

    Promotional APR (fixed):

    N/A

    APR (fixed):

    8.75%**

  • Card Type:

    Platinum

    Promotional APR (fixed):

    6.9%*

    APR (fixed):

    8.9%

  • Card Type:

    Gold

    Promotional APR (fixed):

    8.9%*

    APR (fixed):

    10.9%

  • Card Type:

    Classic

    Promotional APR (fixed):

    13.9%*

    APR (fixed):

    15.9%

  • Card Type:

    Secured

    Promotional APR* (fixed):

    N/A

    APR (fixed):

    15.9%

 

*Discounted rates are for a maximum of one year.  Regular rates apply to all cash transactions such as ATM withdrawals, balance transfers and cash advances. As of 10/1/19, regular rates were Platinum 8.9% APR, Gold 10.9% APR and Classic 15.9% APR. Rates, conditions and programs subject to change without notice. For additional Consumer Visa information and disclosures, click here. 

**The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR.  As of 10/30/19, the Prime Rate was 4.75%.  Accordingly, the current APR for a Visa Signature card from State Credit Union is 8.75%.  For additional Visa Signature information and disclosures, click here.

Secured Visa

  • Get a card, even if you're working on your credit.
  • Set aside $300 to $5,000 in your savings account to secure your card in the same amount.
  • Features the same benefits as our other cards.
  • Low rates, no annual fee (same terms as Classic Visa Card).

MyRewards

Earn and redeem points for every credit card purchase.

Verified by Visa

Enroll for password-based security whenever your card is used online.

Travel Notification

Avoid card inconveniences. Let us know you're traveling.

Change PIN

Call 1-866-271-6649.

Become a Member

Call us at 800-868-8740 to get started or click here to open an account online.

Who can join?

For additional Business Visa information and disclosures, click here (114 KB PDF).