Visa Credit Cards


Card Options

  • Card Type:

    Signature

    Promotional APR (fixed):

    N/A

    APR (fixed):

    7.25%*

  • Card Type:

    Platinum

    Promotional APR (fixed):

    6.9%**

    APR (fixed):

    8.9%

  • Card Type:

    Gold

    Promotional APR (fixed):

    8.9%**

    APR (fixed):

    10.9%

  • Card Type:

    Classic

    Promotional APR (fixed):

    13.9%**

    APR (fixed):

    15.9%

  • Card Type:

    Secured

    Promotional APR (fixed):

    N/A

    APR (fixed):

    15.9%

*The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 03/16/2020, the Prime Rate was 3.25%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 7.25%. The minimum credit limit for the Visa Signature card is $5,000.  Rates, conditions and programs subject to change without notice.  May be subject to income verification.     Visa Signature Agreement available for download.

**Discounted rates are for a maximum of one year on purchases and balance transfers made during the promotional period of 4/1/2020 thru 7/31/2020.  5,000 points is the maximum amount rewarded for balance transfers made during the promotional period per member.  Regular rates apply to all cash transactions such as ATM withdrawals and cash advances.  As of 2/1/2020 regular rates were: Platinum 8.9% APR, Gold 10.9% APR and Classic 15.9% APR. Offer not valid for transfers from other SCU credit cards or loans. May be subject to income verification. Rates, conditions and programs subject to change without notice. Visa Agreement available for download.

Card Benefits

All Cards

Cashback & Prizes

Earn and redeem points for every credit card purchase.

Balance Transfers

Request a transfer and save if you switch to a lower rate.

No Extra Charges

No balance transfer or cash advance fees. No annual fee.

Peace of Mind

Free identity theft resolution services from Cyber Scout.

Verified by Visa

Enroll for password-based security whenever your card is used online.

Visa Signature Card

More Points

Earn 25% more points for every credit card purchase.

Concierge Service

Enjoy personalized travel, unforgettable experiences, special offers, and VIP access through complimentary 24/7 Visa Signature Concierge Service

Secured

Get a card while working on your credit

Set aside $300 to $5,000 in your savings account to secure your card in the same amount.

Same benefits as Classic Visa

Low rates, no annual fee.

Card Assistance

Travel Notification

Avoid card inconveniences. Let us know you're traveling.

Change PIN

Call 1-888-886-0083.

Open a Credit Card

Apply Online

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