Before You Open an Account
All applicants must be 18 years of age or older.
Have all applicants for the account available, with ID.
Remove your Equifax security freeze, if you have one in place.
An SCU savings account will be opened for you, if you don't already have one. The account will need a minimum balance of $5.
If funding a new account with a credit or debit card, that card must be in the applicant's name.
Open an Account Online
Checking Accounts
- ACCOUNT FEATURES FEES
- Features
- Open to members 15-30 years old
- Earn MyRewards points
- Earn dividends on balances over $2,500
- Online Banking and eStatements
- Automatically converts to Relationship Checking when you turn 31
FeesNoneThere are no fees with this account.
- Features
- Online banking and eStatements
- No minimum balance requirement
FeesNoneThere are no fees with this account.
- Features
- First check order is free
- Free official checks
- .25% APR certificate rate bonus
- .25% APR loan discount*
- Earn MyRewards points
- Earn dividends on balances over $2,500
FeesNone if…You maintain combined average balance of $2,500 in deposit accounts.
or
You have a combined average balance of $7,500 on loans (excluding credit cards).
Savings Accounts
- ACCOUNT FEATURES AVOID FEES
Regular Savings &
Secondary SavingsSave money and earn dividends without minimum balance requirements.
Learn MoreFeatures- 12 free teller withdrawals per year
- Unlimited ATM withdrawals
- Active Regular Savings account required for membership
Avoid FeesMake no more than 12 withdrawals per year, or use your SCU ATM Card to make withdrawals instead of visiting a teller.
- Features
- Deposits can be made through payroll deduction, in person, online, or by Telephone Teller
- Account balance transferred to personal savings in mid-October
Avoid FeesWait for your account balance to automatically be transferred to your savings or checking account in mid-October.
* Discount may not reduce the APR of any loan lower than the lowest APR designated for that loan. Only one discount per loan may be used.
